[spb_text_block element_name=”4% Withdrawal Myth” animation=”none” animation_delay=”0″ simplified_controls=”yes” custom_css_percentage=”no” padding_vertical=”0″ padding_horizontal=”0″ margin_vertical=”0″ custom_css=”margin-top: 0px;margin-bottom: 0px;” border_size=”0″ border_styling_global=”default” width=”1/2″ el_position=”first”]

4% Withdrawal Myth

Most portfolio’s cannot replace your paycheck. Traditionally we have been told  you can only take 4% from your portfolio so that you do not risk outliving your investments. We have found a way to double and triple that cash flow annually to replace your paycheck through writing covered calls with options. 

[/spb_text_block] [spb_image image=”1827″ image_size=”full” frame=”noframe” caption_pos=”hover” remove_rounded=”yes” fullwidth=”no” overflow_mode=”none” link_target=”_self” lightbox=”no” intro_animation=”none” animation_delay=”200″ width=”1/2″ el_position=”last”][/spb_image] [spb_blank_spacer height=”40px” width=”1/1″ el_position=”first last”] [spb_image image=”1824″ image_size=”full” frame=”noframe” caption_pos=”hover” remove_rounded=”yes” fullwidth=”no” overflow_mode=”none” link_target=”_self” lightbox=”no” intro_animation=”none” animation_delay=”200″ width=”1/2″ el_position=”first”][/spb_image] [spb_text_block element_name=”$1 Million or $2.5 Million?” animation=”none” animation_delay=”0″ simplified_controls=”yes” custom_css_percentage=”no” padding_vertical=”0″ padding_horizontal=”0″ margin_vertical=”0″ custom_css=”margin-top: 0px;margin-bottom: 0px;” border_size=”0″ border_styling_global=”default” width=”1/2″ el_position=”last”]

$1 Million or $2.5 Million

Would you prefer to retire now, replace your paycheck with your portfolio and enjoy the lifestyle you want?

Do you really want to work 10 more years to save enough for what others say you will need? We can generate the same income with a $1 million portfolio that others say will take $2.5 million. 

[/spb_text_block] [spb_blank_spacer height=”40px” width=”1/1″ el_position=”first last”] [spb_text_block element_name=”Do You Want to Travel the World in Your 60’s or 80’s” animation=”none” animation_delay=”0″ simplified_controls=”yes” custom_css_percentage=”no” padding_vertical=”0″ padding_horizontal=”0″ margin_vertical=”0″ custom_css=”margin-top: 0px;margin-bottom: 0px;” border_size=”0″ border_styling_global=”default” width=”1/2″ el_position=”first”]

Do You Want to Travel the World Now or in Your 80’s

When do you plan to travel and see the world? Would you rather start traveling now while your health still allows or continue to put off these trips and risk your health not allowing those dream vacations? Our cash flow strategy will allow you to have the lifestyle you want now, not 10 years from now.

[/spb_text_block] [spb_image image=”1727″ image_size=”full” frame=”noframe” caption_pos=”hover” remove_rounded=”yes” fullwidth=”no” overflow_mode=”none” link_target=”_self” lightbox=”no” intro_animation=”none” animation_delay=”200″ width=”1/2″ el_position=”last”][/spb_image] [spb_blank_spacer height=”75px” width=”1/1″ el_position=”first last”] [spb_text_block animation=”none” animation_delay=”0″ simplified_controls=”yes” custom_css_percentage=”no” padding_vertical=”0″ padding_horizontal=”0″ margin_vertical=”0″ custom_css=”margin-top: 0px;margin-bottom: 0px;” border_size=”0″ border_styling_global=”default” width=”1/1″ el_position=”first last”]

Options Reduce Risk while Increasing Your Returns

Call Options

We sell Call options on certain positions above the current market price and collect a premium on the underlying position.  If the position either falls or just doesn’t move up enough to go through our Call Strike price by the time the option expires, we keep the money and then write additional Calls. You can think of this as collecting an extra dividend on your positions. 

Here is the risk of writing Calls: If the stock price increases higher than our strike price, we can be forced to sell the underlying position at the agreed upon price for less than where the stock is currently trading in the open market.  This would cause us to miss out on some of the upside gains (opportunity cost) we would have otherwise realized by not selling Calls  

Put Options

Buying a put allows the buyer of that Put to sell a stock at a specified price on or before a specified date.  You can think of it as insurance on the value of your portfolio in case the underlying holdings crash.  We buy Puts at a strike price that is a certain percent below the current market value for a percentage of the portfolio value.  If conditions turn sour, we have reduced our downside loss because we can sell a portion of the portfolio at the agreed upon Put strike price that is above the current market price.

Here is the risk of buying Puts: The risk to anyone that buys a Put is the erosion of the premium they paid.  If the portfolio stays flat or even goes up, Put options held to expiration will expire worthless.  Selling Calls is a way to offset the expense associated with Put protection.

[/spb_text_block]