Financial Planning: A Strategy That Fits Your Life
Think about the best plans in life — they have variety, balance, and the flexibility to evolve as your circumstances change. Your financial plan should be no different: a thoughtful, well-structured approach that keeps your money working in harmony with your goals. At Fluent Financial, we believe smart financial planning should feel personal, dynamic, and […]
As the Fed Eyes Rate Cuts, Here’s How to Position Your Portfolio
Why this matters now: In mid‑June, Federal Reserve Governor Waller suggested that rate cuts could begin as early as July, citing cooling inflation—despite lingering uncertainties around trade tariffs and economic growth (citation: superscriptmarketing.comreuters.com.) With the Fed holding rates steady at 4.25–4.5%, yet signaling possible cuts later this year (citation: advisorperspectives.com+1reuters.com+1), markets are bracing for volatility. What This Means […]
Texas Flooding – How to Help
Dear Client, I am sure you have seen and heard about the devastating damage and loss of life caused by the July 4 massive flooding of the Guadalupe River that rose close to 30 feet in 45 minutes. The timing could not have been worse: 4 am when most were sleeping. Several people who died […]
What Is Cash Flow Management? A Key Strategy for Building Long-Term Wealth
When most people think of financial planning, they immediately picture investing, saving for retirement, or minimizing taxes. But before those strategies can succeed, you need a firm foundation of cash flow management. At Fluent Financial, we view cash flow planning as the bedrock of long-term financial health. Knowing how money moves through your life is key to […]